Insurance Coverage

Timothy D. McGonigle has a proven track record of advocating for policyholders' rights in complex insurance disputes over the years. He has successfully challenged insurance companies' denials of benefits and convinced the courts of the unreasonableness and error in denying insurance coverage to policyholders.

In a notable case, Thompson v. Fireman’s Fund Insurance Company, Timothy D. McGonigle achieved a groundbreaking outcome regarding an insurance company's obligation to cover mold damage. This case, which marked a first impression in California, clarified that the mold exclusion in Fireman’s Fund policy did not preclude coverage for all damages resulting from defective workmanship on the policyholder’s roof, leading to water and mold damage.